When a manufacturer sets a certain octane level requirement, it is there for a reason. Lower octane fuel has a lower compression rate, therefore it explodes earlier during the otto cycle, causing engine knock. Most engines these days have "Retarded timing" incase lower octane fuel is put in. The engine is timed differently to compensate for the lower compression, it does this so there isnt harm done to the engine. BUT THIS DOESNT MEAN YOU COULD PUT 87 IN, ITS A SAFETY PRECAUTION. Respect the requirement, or expect gigantic repair bills in the future.
On these kind of engines putting 87 = crappier fuel economy, lower performance figures, and engine harm.