BMW Finance Rates

[GaryRudolph]

Anyone have some good guidelines on rates from BMW. From their web site it looks like excellent credit gets 4.5%. Is there more to give or is that pretty fixed from BMW? Is there much discrepancy between Lease/Traditional on the rates (slight advantage to lease with my company)? Any recommendations?

Just wanted to get some things lined up before doing the paperwork for a 645.

Thanks, Gary

 

[lechef]

You can always try an outside loan company. I have noticed that Kinecta federal credit union usually has the lowest rates on car loans. APR 4.2